The Roberts Team Real Estate

Owning vs. Renting?

Don’t throw your money away

Tax benefit

Fixed housing expenses

Freedom to enjoy your home

Don’t throw your money away

Generally, no matter what the market, it’s always smarter to buy than to continue renting. The money you pay in rent is money you will never see again. The money you pay towards a home you own can potentially build equity. 

For example, if you’re paying $1600 a month for rent, that’s $19,200 a year you’re essentially throwing away because there is no monetary return or investment there. If you take that same $1600, and pay it towards a home you purchase, you’re now paying into something you own and will make you money while you live in it. As you pay down your mortgage, not only does the balance get reduced, the value of your home goes up. The amount between what your mortgage is and the value of your home is the monetary benefit many homeowners enjoy: Equity! And equity is something you can never get from renting. 

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Written By The Roberts Team